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Cancellation — Termination of an insurance contract before the end of the policy period by the insured or insurer. Commercial Package Policy — Commercial risk insurance that covers more than one peril, such as commercial property, commercial crime, commercial and general liability. Anti-Theft Device — A device that deters auto theft and may entitle the insured to an insurance premium discount. Driver Training Discount — A discount for people who have taken a driver training course; not available in all states or for all individuals. Guaranteed Renewable — A provision in many insurance products that guarantees the policy owner the right to renew coverage at every policy anniversary date. It is similar to a Guaranteed Replacement Cost policy, which has no percentage limits. Motorcycle Insurance — A policy that provides protection from losses resulting from owning and operating a motorcycle.

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